144 W Bay RoadFreedomNH03836
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 144 W Bay Road, Freedom, NH, 03836 in Freedom at $598,000, 3.61% gross yield, is a market-growth asset. Rental yield 3.61%. The $1,800/mo rent partially funds the $2,689/mo debt service; the core return is the 5%/yr price growth projected to add $165,216 over five years. Ziffy Mortgage's DSCR mortgage (0.67) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $86,004.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 6.2% |
| Monthly Cash Flow | $(2,208) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $3,770 |
| DSCR Ratio | 0.48x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
9.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03836, Freedom, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,204 (100%) |
| Owner Occupied HU | 822 (37.3%) |
| Renter Occupied HU | 91 ( 4.1%) |
| Vacant Housing Units | 1,291 (58.6%) |
| Median Home Value | $380,000 |
| Average Home Value | $464,769 |
Housing Distribution
Address Breakdown
Residential
660
Single Family
659
Multi-Family
1
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
9.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03836, Freedom, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,204 (100%) |
| Owner Occupied HU | 822 (37.3%) |
| Renter Occupied HU | 91 ( 4.1%) |
| Vacant Housing Units | 1,291 (58.6%) |
| Median Home Value | $380,000 |
| Average Home Value | $464,769 |
Housing Distribution
Address Breakdown
Residential
660
Single Family
659
Multi-Family
1
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kimberly Clarke • KW Coastal and Lakes & Mountains Realty/N Conway
Mls Name: PrimeMLS
Mls ID: #5048897