144 Stratford RdHarrogateTN37752







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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $1,440/mo, and a $1,370/mo payment. Purchase price stands at $279,900, and rental yield measures 6.17% with $1,440/mo rent. Return on cash invested shows 16.86% in year one, and 5% annual appreciation builds toward $77,331 over five years. Five-year ROI reaches 86.26% and total cumulative return in cash records $80,041. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,440/mo property income covering a $1,370/mo payment rather than investor’s personal income.
Single Family
Built in 1977
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37752, Harrogate, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,923 (100%) |
| Owner Occupied HU | 1,826 (62.5%) |
| Renter Occupied HU | 701 (24.0%) |
| Vacant Housing Units | 396 (13.5%) |
| Median Home Value | $193,925 |
| Average Home Value | $269,654 |
Housing Distribution
Address Breakdown
Residential
2,554
Single Family
2,554
Multi-Family
0
Businesses
196
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