144 Rolling Ridge RdMount AiryGA30563
INVESTMENT ANALYSIS
Investment Verdict
Solid Income144 Rolling Ridge Rd, Mount Airy, GA, 30563 in Mount Airy is a solid income-producing rental, 9.97% gross yield, $2,450/mo rent, $655/mo net cash flow on a $295,000 buy. DSCR 1.85 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $81,503 and $2,717/yr in principal reduction project a total cumulative return of $153,846.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.0% |
| Monthly Cash Flow | $655 | $250 |
City averages based on Mount Airy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,450 |
| Total Monthly Debt Service | $1,678 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30563, Mount Airy, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,305 (100%) |
| Owner Occupied HU | 1,809 (78.5%) |
| Renter Occupied HU | 338 (14.7%) |
| Vacant Housing Units | 158 ( 6.9%) |
| Median Home Value | $251,959 |
| Average Home Value | $282,090 |
Housing Distribution
Address Breakdown
Residential
2,208
Single Family
2,208
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30563, Mount Airy, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,305 (100%) |
| Owner Occupied HU | 1,809 (78.5%) |
| Renter Occupied HU | 338 (14.7%) |
| Vacant Housing Units | 158 ( 6.9%) |
| Median Home Value | $251,959 |
| Average Home Value | $282,090 |
Housing Distribution
Address Breakdown
Residential
2,208
Single Family
2,208
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Patricia Bower • Keller Williams Lanier Partners
Mls Name: GAMLS
Mls ID: #10615383