144 Pleasant StSouth GraftonMA01560
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 144 Pleasant St, South Grafton, MA, 01560 in South Grafton. At $398,500 it earns $2,748/mo in rent and distributes $236/mo to the owner after the $1,792/mo payment, a consistent 8.28% yield. DSCR 1.53 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $110,098 in value; $3,670/yr in principal paydown compounds ownership stake. Total projected return: $166,509.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $236 | $350 |
City averages based on South Grafton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,748 |
| Total Monthly Debt Service | $2,353 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01560, South Grafton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,044 (100%) |
| Owner Occupied HU | 1,255 (61.4%) |
| Renter Occupied HU | 733 (35.9%) |
| Vacant Housing Units | 56 ( 2.7%) |
| Median Home Value | $633,726 |
| Average Home Value | $635,727 |
Housing Distribution
Address Breakdown
Residential
1,933
Single Family
1,851
Multi-Family
82
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01560, South Grafton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,044 (100%) |
| Owner Occupied HU | 1,255 (61.4%) |
| Renter Occupied HU | 733 (35.9%) |
| Vacant Housing Units | 56 ( 2.7%) |
| Median Home Value | $633,726 |
| Average Home Value | $635,727 |
Housing Distribution
Address Breakdown
Residential
1,933
Single Family
1,851
Multi-Family
82
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Perry • CR Premier Properties
Mls Name: MLS PIN
Mls ID: #73405762