144 N Victor DrFlintstoneGA30725
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.78% yield at 144 N Victor Dr, Flintstone, GA, 30725 in Flintstone is solid, but the $1,327/mo payment compresses net cash flow to $128/mo at $295,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $81,503 by year five, and $2,717/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.58) without U.S. income documentation. Total projected return: $131,334.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 8.0% |
| Monthly Cash Flow | $128 | $300 |
City averages based on Flintstone market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,100 |
| Total Monthly Debt Service | $1,678 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30725, Flintstone, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,789 (100%) |
| Owner Occupied HU | 1,270 (71.0%) |
| Renter Occupied HU | 354 (19.8%) |
| Vacant Housing Units | 165 ( 9.2%) |
| Median Home Value | $262,540 |
| Average Home Value | $269,258 |
Housing Distribution
Address Breakdown
Residential
1,911
Single Family
1,911
Multi-Family
0
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30725, Flintstone, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,789 (100%) |
| Owner Occupied HU | 1,270 (71.0%) |
| Renter Occupied HU | 354 (19.8%) |
| Vacant Housing Units | 165 ( 9.2%) |
| Median Home Value | $262,540 |
| Average Home Value | $269,258 |
Housing Distribution
Address Breakdown
Residential
1,911
Single Family
1,911
Multi-Family
0
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Beth Reed • The Agency Chattanooga
Mls Name: Greater Chattanooga Realtors
Mls ID: #1517751