144 Maxine PlBattle CreekMI49037
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 144 Maxine Pl, Battle Creek, MI, 49037 in Battle Creek: $1,956/mo in rent, $604/mo net, 11.45% gross yield, all on a $205,000 acquisition. The 2.12 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $56,638 in value, and $1,888/yr in principal paydown steadily builds equity. Projected total cumulative return: $116,985.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 8.2% |
| Monthly Cash Flow | $604 | $450 |
City averages based on Battle Creek market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,956 |
| Total Monthly Debt Service | $1,270 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
9,583 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
9,583 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Missy A Alkema • M2 Real Estate Collective
Mls Name: MichRIC
Mls ID: #25040240