144 E Bailey Rd APT DNapervilleIL60565
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.70 makes 144 E Bailey Rd APT D, Naperville, IL, 60565 in Naperville one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 9.19%. The 9.19% yield, 5% annual appreciation ($44,177 over five years), and $1,473/yr in principal reduction project a total cumulative return of $68,635.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.1% |
| Monthly Cash Flow | $(272) | $1,850 |
City averages based on Naperville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,225 |
| Total Monthly Debt Service | $1,045 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60565, Naperville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,164 (100%) |
| Owner Occupied HU | 12,175 (86.0%) |
| Renter Occupied HU | 1,635 (11.5%) |
| Vacant Housing Units | 354 ( 2.5%) |
| Median Home Value | $515,699 |
| Average Home Value | $542,004 |
Housing Distribution
Address Breakdown
Residential
13,980
Single Family
12,434
Multi-Family
1,546
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1972
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60565, Naperville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,164 (100%) |
| Owner Occupied HU | 12,175 (86.0%) |
| Renter Occupied HU | 1,635 (11.5%) |
| Vacant Housing Units | 354 ( 2.5%) |
| Median Home Value | $515,699 |
| Average Home Value | $542,004 |
Housing Distribution
Address Breakdown
Residential
13,980
Single Family
12,434
Multi-Family
1,546
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Lobrillo, SRES • Grandview Realty, LLC
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12561947