1438 N Old Stilesville RdEubankKY42567
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1438 N Old Stilesville Rd, Eubank, KY, 42567 in Eubank earns its strong cash-flow label: 19.79% yield, $2,041/mo rent, $1,288/mo net income, DSCR 3.66. The $123,780 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $34,198 by year five. Combined with $1,140/yr in principal paydown, total projected return reaches $129,734.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.8% | 6.5% |
| Monthly Cash Flow | $1,288 | $850 |
City averages based on Eubank market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,041 |
| Total Monthly Debt Service | $704 |
| DSCR Ratio | 2.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42567, Eubank, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,718 (100%) |
| Owner Occupied HU | 1,918 (70.6%) |
| Renter Occupied HU | 486 (17.9%) |
| Vacant Housing Units | 314 (11.6%) |
| Median Home Value | $160,035 |
| Average Home Value | $179,136 |
Housing Distribution
Address Breakdown
Residential
2,395
Single Family
2,395
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42567, Eubank, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,718 (100%) |
| Owner Occupied HU | 1,918 (70.6%) |
| Renter Occupied HU | 486 (17.9%) |
| Vacant Housing Units | 314 (11.6%) |
| Median Home Value | $160,035 |
| Average Home Value | $179,136 |
Housing Distribution
Address Breakdown
Residential
2,395
Single Family
2,395
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
