14371 Race Track RdWalnut GroveCA95690
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 14371 Race Track Rd, Walnut Grove, CA, 95690 in Walnut Grove is capital appreciation. Rental yield 4.54%. The 4.54% gross yield at $1,100,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $303,910 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.84) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $247,211.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 6.2% |
| Monthly Cash Flow | $(2,641) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,164 |
| Total Monthly Debt Service | $6,367 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
11.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95690, Walnut Grove, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 999 (100%) |
| Owner Occupied HU | 514 (51.5%) |
| Renter Occupied HU | 361 (36.1%) |
| Vacant Housing Units | 124 (12.4%) |
| Median Home Value | $653,310 |
| Average Home Value | $709,499 |
Housing Distribution
Address Breakdown
Residential
519
Single Family
519
Multi-Family
0
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
11.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95690, Walnut Grove, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 999 (100%) |
| Owner Occupied HU | 514 (51.5%) |
| Renter Occupied HU | 361 (36.1%) |
| Vacant Housing Units | 124 (12.4%) |
| Median Home Value | $653,310 |
| Average Home Value | $709,499 |
Housing Distribution
Address Breakdown
Residential
519
Single Family
519
Multi-Family
0
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gary McEnerney • Game Realty
Mls Name: MetroList Services of CA
Mls ID: #225125259