1436 HighlandsWintergreen ResortVA22967
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 1436 Highlands, Wintergreen Resort, VA, 22967 in Wintergreen Resort. At $389,500 it earns $3,257/mo in rent and distributes $395/mo to the owner after the $1,751/mo payment, a consistent 10.03% yield. DSCR 1.86 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $107,612 in value; $3,587/yr in principal paydown compounds ownership stake. Total projected return: $175,122.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $395 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,257 |
| Total Monthly Debt Service | $2,707 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1980
2,178 sqft lot
$N/A/sqft
$1,600 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22967, Roseland, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,375 (100%) |
| Owner Occupied HU | 853 (25.3%) |
| Renter Occupied HU | 199 ( 5.9%) |
| Vacant Housing Units | 2,323 (68.8%) |
| Median Home Value | $425,000 |
| Average Home Value | $502,459 |
Housing Distribution
Address Breakdown
Residential
1,117
Single Family
1,117
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1980
2,178 sqft lot
$N/A/sqft
$1,600 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22967, Roseland, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,375 (100%) |
| Owner Occupied HU | 853 (25.3%) |
| Renter Occupied HU | 199 ( 5.9%) |
| Vacant Housing Units | 2,323 (68.8%) |
| Median Home Value | $425,000 |
| Average Home Value | $502,459 |
Housing Distribution
Address Breakdown
Residential
1,117
Single Family
1,117
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Flood • WINTERGREEN REALTY, LLC
Mls Name: CAAR
Mls Provider:
Mls ID: #656589
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.