1435 W 3rd StreetSan PedroCA90732
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingRental yield 6.63%. No single metric is exceptional, but the combination offers a durable, low-volatility return profile suitable for risk-conscious global investors. Ziffy Mortgage's mortgage qualifies on DSCR alone, no U.S. credit history required. Five-year appreciation adds $255,547, and $8,519/yr in principal equity projects total return of $311,445.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.0% |
| Monthly Cash Flow | $(611) | $300 |
City averages based on San Pedro market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,111 |
| Total Monthly Debt Service | $5,354 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
3,624 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90732, San Pedro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,346 (100%) |
| Owner Occupied HU | 6,093 (65.2%) |
| Renter Occupied HU | 2,783 (29.8%) |
| Vacant Housing Units | 470 ( 5.0%) |
| Median Home Value | $900,711 |
| Average Home Value | $956,321 |
Housing Distribution
Address Breakdown
Residential
9,035
Single Family
7,443
Multi-Family
1,592
Businesses
304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
3,624 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90732, San Pedro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,346 (100%) |
| Owner Occupied HU | 6,093 (65.2%) |
| Renter Occupied HU | 2,783 (29.8%) |
| Vacant Housing Units | 470 ( 5.0%) |
| Median Home Value | $900,711 |
| Average Home Value | $956,321 |
Housing Distribution
Address Breakdown
Residential
9,035
Single Family
7,443
Multi-Family
1,592
Businesses
304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: eXp Realty
Mls ID: #OC26159047