1434 Rhone WayGonzalesCA93926
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 1434 Rhone Way, Gonzales, CA, 93926 in Gonzales. Rental yield 7.05%. The 1.31 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $229,037 and $7,635/yr in principal reduction project total return of $297,590.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 7.0% |
| Monthly Cash Flow | $(260) | $800 |
City averages based on Gonzales market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,868 |
| Total Monthly Debt Service | $4,799 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93926, Gonzales, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,271 (100%) |
| Owner Occupied HU | 1,182 (52.0%) |
| Renter Occupied HU | 1,012 (44.6%) |
| Vacant Housing Units | 77 ( 3.4%) |
| Median Home Value | $670,693 |
| Average Home Value | $708,118 |
Housing Distribution
Address Breakdown
Residential
900
Single Family
900
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93926, Gonzales, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,271 (100%) |
| Owner Occupied HU | 1,182 (52.0%) |
| Renter Occupied HU | 1,012 (44.6%) |
| Vacant Housing Units | 77 ( 3.4%) |
| Median Home Value | $670,693 |
| Average Home Value | $708,118 |
Housing Distribution
Address Breakdown
Residential
900
Single Family
900
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Edwin Ramirez • Christie's Intl Re Sereno
Mls Name: CCAR
Mls ID: #41110782