1433 Darlington DrJunction CityOR97448
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 1433 Darlington Dr, Junction City, OR, 97448 in Junction City. Rental yield 4.14%. At $539,000 with 4.14% gross yield, current distributions are modest, but the 5% appreciation rate projects $148,916 in new equity by year five, complemented by $4,964/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.77) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $114,330.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 6.2% |
| Monthly Cash Flow | $(1,393) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,860 |
| Total Monthly Debt Service | $3,039 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97448, Junction City, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,873 (100%) |
| Owner Occupied HU | 4,080 (69.5%) |
| Renter Occupied HU | 1,545 (26.3%) |
| Vacant Housing Units | 248 ( 4.2%) |
| Median Home Value | $550,854 |
| Average Home Value | $620,056 |
Housing Distribution
Address Breakdown
Residential
5,685
Single Family
5,407
Multi-Family
278
Businesses
366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97448, Junction City, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,873 (100%) |
| Owner Occupied HU | 4,080 (69.5%) |
| Renter Occupied HU | 1,545 (26.3%) |
| Vacant Housing Units | 248 ( 4.2%) |
| Median Home Value | $550,854 |
| Average Home Value | $620,056 |
Housing Distribution
Address Breakdown
Residential
5,685
Single Family
5,407
Multi-Family
278
Businesses
366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: RMLS (OR)
Mls ID: #107930589