1431 Richardson St, Baltimore, MD, 21230 | $718/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 1431 Richardson St, Baltimore, MD, 21230 listed at $369,000 pairs $3,013/mo rent with a $1,806/mo payment to leave $718/mo cash flow. Total monthly income runs $3,013/mo, and annual cash flow reaches $8,617/yr on $122,324 cash to close. Return on cash invested measures 26.95% in year one, and rental yield registers 9.8% at a $369,000 basis. Equity gained on principal adds $2,381/yr, and annual property appreciation at 5% supports $101,948 by year five. Five-year ROI tracks 140.69% and total cumulative return in cash totals $172,095. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,013/mo property income relative to a $1,806/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Townhouse

Built in 1875

733 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21230, Baltimore, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	20,297 (100%)
Owner Occupied HU	8,217 (40.5%)
Renter Occupied HU	9,114 (44.9%)
Vacant Housing Units	2,966 (14.6%)
Median Home Value	$366,297
Average Home Value	$389,487