1431 Paw Paw Creek RdRivesvilleWV26588
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play1431 Paw Paw Creek Rd, Rivesville, WV, 26588 in Rivesville is priced for appreciation, not yield. Rental yield 3.5%. At $298,000 with a 3.5% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $82,332 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.65) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $57,535.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 6.2% |
| Monthly Cash Flow | $(854) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $870 |
| Total Monthly Debt Service | $1,606 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
2.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26588, Rivesville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,491 (100%) |
| Owner Occupied HU | 1,150 (77.1%) |
| Renter Occupied HU | 218 (14.6%) |
| Vacant Housing Units | 123 ( 8.2%) |
| Median Home Value | $169,531 |
| Average Home Value | $188,854 |
Housing Distribution
Address Breakdown
Residential
1,016
Single Family
1,016
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
2.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26588, Rivesville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,491 (100%) |
| Owner Occupied HU | 1,150 (77.1%) |
| Renter Occupied HU | 218 (14.6%) |
| Vacant Housing Units | 123 ( 8.2%) |
| Median Home Value | $169,531 |
| Average Home Value | $188,854 |
Housing Distribution
Address Breakdown
Residential
1,016
Single Family
1,016
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NCWV REIN
Mls ID: #10165974