14307 Roxbury Lake DrGlenelgMD21737
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.49% gross rental yield, 14307 Roxbury Lake Dr, Glenelg, MD, 21737 in Glenelg is priced for capital growth, not immediate cash flow. The $1,549,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $427,960 by year five, with $14,266/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.02) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $417,487.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 5.3% |
| Monthly Cash Flow | $(2,650) | $800 |
City averages based on Glenelg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,084 |
| Total Monthly Debt Service | $9,118 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
0.99 Acres lot
$N/A/sqft
$100 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21737, Glenelg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 733 (100%) |
| Owner Occupied HU | 689 (94.0%) |
| Renter Occupied HU | 37 ( 5.0%) |
| Vacant Housing Units | 7 ( 1.0%) |
| Median Home Value | $1,003,931 |
| Average Home Value | $1,048,984 |
Housing Distribution
Address Breakdown
Residential
630
Single Family
630
Multi-Family
0
Businesses
118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
0.99 Acres lot
$N/A/sqft
$100 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21737, Glenelg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 733 (100%) |
| Owner Occupied HU | 689 (94.0%) |
| Renter Occupied HU | 37 ( 5.0%) |
| Vacant Housing Units | 7 ( 1.0%) |
| Median Home Value | $1,003,931 |
| Average Home Value | $1,048,984 |
Housing Distribution
Address Breakdown
Residential
630
Single Family
630
Multi-Family
0
Businesses
118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices