1430 Central Ave NValley CityND58072
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 1430 Central Ave N, Valley City, ND, 58072 in Valley City is straightforward: $248,000 in, $1,464/mo in rent, $340/mo out after debt service. The 9.13% gross yield and 1.24 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $68,518 by year five. With $2,079/yr in principal equity, the total cumulative return is projected at $86,341.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.1% |
| Monthly Cash Flow | $340 | $450 |
City averages based on Valley City market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,464 |
| Total Monthly Debt Service | $1,471 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
8,276 sqft lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Kristi R Schweitzer • Ivy Real Estate Group
Mls Name: Great North MLS
Mls ID: #4019880
