143 Kemp RdPottstownPA19465
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 143 Kemp Rd, Pottstown, PA, 19465 in Pottstown speaks for itself: 10.29% gross on a $325,000 price, generating $2,788/mo in rent and $658/mo in net income after the $1,461/mo debt service. DSCR 1.91, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,895 stacks alongside $89,792 in projected five-year appreciation and $2,993/yr in principal reduction. Projected total cumulative return: $166,194.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 5.8% |
| Monthly Cash Flow | $658 | $320 |
City averages based on Pottstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,788 |
| Total Monthly Debt Service | $2,000 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19465, Pottstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,345 (100%) |
| Owner Occupied HU | 5,551 (75.6%) |
| Renter Occupied HU | 1,501 (20.4%) |
| Vacant Housing Units | 293 ( 4.0%) |
| Median Home Value | $480,944 |
| Average Home Value | $546,197 |
Housing Distribution
Address Breakdown
Residential
6,911
Single Family
6,606
Multi-Family
305
Businesses
291
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19465, Pottstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,345 (100%) |
| Owner Occupied HU | 5,551 (75.6%) |
| Renter Occupied HU | 1,501 (20.4%) |
| Vacant Housing Units | 293 ( 4.0%) |
| Median Home Value | $480,944 |
| Average Home Value | $546,197 |
Housing Distribution
Address Breakdown
Residential
6,911
Single Family
6,606
Multi-Family
305
Businesses
291
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mary Brickner • RE/MAX Of Reading
Mls Name: Bright MLS
Mls ID: #PACT2105790