143 Hamer RdGeorgetownOH45121
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow143 Hamer Rd, Georgetown, OH, 45121 in Georgetown is a top-tier cash-flow asset. At $169,500 it produces $1,669/mo in rent and $554/mo in net monthly income, a 11.82% gross rental yield. The DSCR of 2.19 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,649. Five-year appreciation adds $46,830, driving a total cumulative return of $100,227.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.2% |
| Monthly Cash Flow | $554 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,669 |
| Total Monthly Debt Service | $1,048 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45121, Georgetown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,877 (100%) |
| Owner Occupied HU | 2,365 (61.0%) |
| Renter Occupied HU | 1,109 (28.6%) |
| Vacant Housing Units | 403 (10.4%) |
| Median Home Value | $164,901 |
| Average Home Value | $207,494 |
Housing Distribution
Address Breakdown
Residential
3,740
Single Family
3,709
Multi-Family
31
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45121, Georgetown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,877 (100%) |
| Owner Occupied HU | 2,365 (61.0%) |
| Renter Occupied HU | 1,109 (28.6%) |
| Vacant Housing Units | 403 (10.4%) |
| Median Home Value | $164,901 |
| Average Home Value | $207,494 |
Housing Distribution
Address Breakdown
Residential
3,740
Single Family
3,709
Multi-Family
31
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Delisa Bradley • NavX Realty, LLC
Mls Name: Cincy MLS
Mls ID: #1851197