143 Charlotte Ln, Hardy, VA, 24101 | 2.18% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $3,635/mo, and a $9,789/mo payment. Purchase price stands at $1,999,999, and rental yield measures 2.18% with $3,635/mo rent. Return on cash invested shows 4.96% in year one, and 5% annual appreciation builds toward $552,563 over five years. Five-year ROI reaches 22.3% and total cumulative return in cash records $144,523. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,635/mo property income covering a $9,789/mo payment rather than investor’s personal income.

Single Family

Built in 2002

2.60 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 24101, Hardy, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,103 (100%)
Owner Occupied HU	2,436 (78.5%)
Renter Occupied HU	265 ( 8.5%)
Vacant Housing Units	402 (13.0%)
Median Home Value	$362,342
Average Home Value	$426,026