1429 S Whitford RdWest ChesterPA19380
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew West Chester rentals match the income profile of 1429 S Whitford Rd, West Chester, PA, 19380. Listed at $325,000, gross rent is $5,761/mo and net cash flow is $3,632/mo, a 21.27% yield well above national averages. DSCR 3.94 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $89,792 by year five with $2,993/yr in annual principal reduction, projecting $357,498 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 21.3% | 6.2% |
| Monthly Cash Flow | $3,632 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,761 |
| Total Monthly Debt Service | $2,000 |
| DSCR Ratio | 2.88x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
2.50 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
2.50 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices