14268 State Highway 160RydeCA95680
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.43% gross rental yield, 14268 State Highway 160, Ryde, CA, 95680 in Ryde is priced for capital growth, not immediate cash flow. The $1,080,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $298,384 by year five, with $9,947/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.45) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $120,452.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.4% | 5.8% |
| Monthly Cash Flow | $(4,492) | $1,200 |
City averages based on Ryde market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,189 |
| Total Monthly Debt Service | $6,251 |
| DSCR Ratio | 0.35x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
15.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95680, Ryde, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | |
| Owner Occupied HU | |
| Renter Occupied HU | |
| Vacant Housing Units | |
| Median Home Value | |
| Average Home Value |
Housing Distribution
Address Breakdown
Residential
55
Single Family
1
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
15.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95680, Ryde, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | |
| Owner Occupied HU | |
| Renter Occupied HU | |
| Vacant Housing Units | |
| Median Home Value | |
| Average Home Value |
Housing Distribution
Address Breakdown
Residential
55
Single Family
1
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Katie Marsullo • Realty ONE Group Complete
Mls Name: MetroList Services of CA
Mls ID: #226012837