14259 Old Cazadero RoadGuernevilleCA95446
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 14259 Old Cazadero Road, Guerneville, CA, 95446 in Guerneville at $649,000 earns $4,670/mo in rent and nets $111/mo after the $2,918/mo payment, a 8.63% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $179,307 over five years. Ziffy Mortgage underwrites this on a 1.60 DSCR without U.S. credit history. With $5,977/yr in principal paydown, total projected return reaches $255,631.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.5% |
| Monthly Cash Flow | $111 | $1,500 |
City averages based on Guerneville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,670 |
| Total Monthly Debt Service | $4,301 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1946
5,501 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95446, Guerneville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,254 (100%) |
| Owner Occupied HU | 1,296 (39.8%) |
| Renter Occupied HU | 853 (26.2%) |
| Vacant Housing Units | 1,105 (34.0%) |
| Median Home Value | $863,402 |
| Average Home Value | $957,448 |
Housing Distribution
Address Breakdown
Residential
2,562
Single Family
2,562
Multi-Family
0
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1946
5,501 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95446, Guerneville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,254 (100%) |
| Owner Occupied HU | 1,296 (39.8%) |
| Renter Occupied HU | 853 (26.2%) |
| Vacant Housing Units | 1,105 (34.0%) |
| Median Home Value | $863,402 |
| Average Home Value | $957,448 |
Housing Distribution
Address Breakdown
Residential
2,562
Single Family
2,562
Multi-Family
0
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Randy Tallariti • Artisan Sotheby's Int'l Realty
Mls Name: BAREIS
Mls Provider:
Mls ID: #325043883
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.