14241 4th StYoloCA95697
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play14241 4th St, Yolo, CA, 95697 in Yolo is priced for appreciation, not yield. Rental yield 3.49%. At $815,000 with a 3.49% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $225,169 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.65) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $136,981.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 6.0% |
| Monthly Cash Flow | $(2,674) | $250 |
City averages based on Yolo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,368 |
| Total Monthly Debt Service | $4,717 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1941
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95697, Yolo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 154 (100%) |
| Owner Occupied HU | 93 (60.4%) |
| Renter Occupied HU | 55 (35.7%) |
| Vacant Housing Units | 6 ( 3.9%) |
| Median Home Value | $761,364 |
| Average Home Value | $842,581 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1941
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95697, Yolo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 154 (100%) |
| Owner Occupied HU | 93 (60.4%) |
| Renter Occupied HU | 55 (35.7%) |
| Vacant Housing Units | 6 ( 3.9%) |
| Median Home Value | $761,364 |
| Average Home Value | $842,581 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Imelda Santana • National Town/Valley Prop.
Mls Name: MetroList Services of CA
Mls ID: #225125991