14239 Manatee CirMagaliaCA95954
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 14239 Manatee Cir, Magalia, CA, 95954 in Magalia: $2,299/mo in rent, $667/mo net, 11.13% gross yield, all on a $248,000 acquisition. The 2.06 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $68,518 in value, and $2,284/yr in principal paydown steadily builds equity. Projected total cumulative return: $137,393.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.0% |
| Monthly Cash Flow | $667 | $1,500 |
City averages based on Magalia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,299 |
| Total Monthly Debt Service | $1,533 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
10,019 sqft lot
$N/A/sqft
$280 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95954, Magalia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,877 (100%) |
| Owner Occupied HU | 2,717 (70.1%) |
| Renter Occupied HU | 669 (17.3%) |
| Vacant Housing Units | 491 (12.7%) |
| Median Home Value | $308,966 |
| Average Home Value | $402,297 |
Housing Distribution
Address Breakdown
Residential
3,581
Single Family
3,581
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
10,019 sqft lot
$N/A/sqft
$280 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95954, Magalia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,877 (100%) |
| Owner Occupied HU | 2,717 (70.1%) |
| Renter Occupied HU | 669 (17.3%) |
| Vacant Housing Units | 491 (12.7%) |
| Median Home Value | $308,966 |
| Average Home Value | $402,297 |
Housing Distribution
Address Breakdown
Residential
3,581
Single Family
3,581
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices