14235 SE 85th AveSummerfieldFL34491
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 14235 SE 85th Ave, Summerfield, FL, 34491 in Summerfield is the 1.52 coverage ratio: rent of $1,817/mo versus a $1,196/mo debt payment on a $265,900 property. Rental yield 8.2%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $73,463 by year five, with $2,449/yr in equity from paydown. Total projected cumulative return: $92,043.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $(159) | $300 |
City averages based on Summerfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,817 |
| Total Monthly Debt Service | $1,870 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
4,356 sqft lot
$N/A/sqft
$211 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
4,356 sqft lot
$N/A/sqft
$211 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Faith Mileo • RE/MAX PREMIER REALTY
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #G5095432
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