1423 Hallowell LnNew WindsorMD21776
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1423 Hallowell Ln, New Windsor, MD, 21776 in New Windsor at $584,800 earns $3,659/mo in rent and nets $22/mo after the $2,630/mo payment, a 7.51% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $161,569 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $5,386/yr in principal paydown, total projected return reaches $223,257.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.5% |
| Monthly Cash Flow | $22 | $200 |
City averages based on New Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,659 |
| Total Monthly Debt Service | $3,404 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21776, New Windsor, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,555 (100%) |
| Owner Occupied HU | 2,129 (83.3%) |
| Renter Occupied HU | 296 (11.6%) |
| Vacant Housing Units | 130 ( 5.1%) |
| Median Home Value | $516,236 |
| Average Home Value | $553,970 |
Housing Distribution
Address Breakdown
Residential
2,082
Single Family
2,082
Multi-Family
0
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21776, New Windsor, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,555 (100%) |
| Owner Occupied HU | 2,129 (83.3%) |
| Renter Occupied HU | 296 (11.6%) |
| Vacant Housing Units | 130 ( 5.1%) |
| Median Home Value | $516,236 |
| Average Home Value | $553,970 |
Housing Distribution
Address Breakdown
Residential
2,082
Single Family
2,082
Multi-Family
0
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A