1421 Hiawatha DrEast DubuqueIL61025
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1421 Hiawatha Dr, East Dubuque, IL, 61025 in East Dubuque. Priced at $295,000, it generates $3,918/mo in gross rent and $1,872/mo in net monthly cash flow, a 15.94% yield that comfortably supports the 2.95 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $22,462. Five-year appreciation: $81,503. Equity from principal paydown: $2,717/yr. Total projected cumulative return: $233,250.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.9% | 8.0% |
| Monthly Cash Flow | $1,872 | $300 |
City averages based on East Dubuque market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,918 |
| Total Monthly Debt Service | $1,929 |
| DSCR Ratio | 2.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61025, East Dubuque, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,170 (100%) |
| Owner Occupied HU | 1,644 (75.8%) |
| Renter Occupied HU | 313 (14.4%) |
| Vacant Housing Units | 213 ( 9.8%) |
| Median Home Value | $239,955 |
| Average Home Value | $251,852 |
Housing Distribution
Address Breakdown
Residential
1,975
Single Family
1,914
Multi-Family
61
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61025, East Dubuque, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,170 (100%) |
| Owner Occupied HU | 1,644 (75.8%) |
| Renter Occupied HU | 313 (14.4%) |
| Vacant Housing Units | 213 ( 9.8%) |
| Median Home Value | $239,955 |
| Average Home Value | $251,852 |
Housing Distribution
Address Breakdown
Residential
1,975
Single Family
1,914
Multi-Family
61
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices