14205 Sycamore AveSan MartinCA95046
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in San Martin at 14205 Sycamore Ave, San Martin, CA, 95046 projects strong ROI of 0.48%. Rental yield 1.16%. With 5% annual appreciation, the property builds $1,378,645 in value over five years. Equity growth combined delivers a projected five-year ROI of 15.31%, translating into $215,890 in total cumulative return on $1,409,675 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.2% | 6.0% |
| Monthly Cash Flow | $(26,047) | $300 |
City averages based on San Martin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,822 |
| Total Monthly Debt Service | $28,884 |
| DSCR Ratio | 0.17x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
7.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95046, San Martin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,919 (100%) |
| Owner Occupied HU | 1,294 (67.4%) |
| Renter Occupied HU | 507 (26.4%) |
| Vacant Housing Units | 118 ( 6.1%) |
| Median Home Value | $1,586,420 |
| Average Home Value | $1,563,049 |
Housing Distribution
Address Breakdown
Residential
1,559
Single Family
1,559
Multi-Family
0
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
7.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95046, San Martin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,919 (100%) |
| Owner Occupied HU | 1,294 (67.4%) |
| Renter Occupied HU | 507 (26.4%) |
| Vacant Housing Units | 118 ( 6.1%) |
| Median Home Value | $1,586,420 |
| Average Home Value | $1,563,049 |
Housing Distribution
Address Breakdown
Residential
1,559
Single Family
1,559
Multi-Family
0
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Margaret Vierra • EXIT Realty Consultants
Mls Name: MLSListings Inc
Mls ID: #ML82005263