1420 Pencil Factory RdBig SandyTN38221








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Big Sandy at 1420 Pencil Factory Rd, Big Sandy, TN, 38221 uses $56,322 cash to close to unlock $4,434/yr annual cash flow and $370/mo monthly cash flow. Total monthly income runs $1,387/mo, and a $832/mo payment keeps the spread at $370/mo. Purchase price stands at $169,900, and rental yield measures 9.8% with $1,387/mo rent. Return on cash invested shows 27.78% in year one, and 5% annual appreciation builds toward $46,940 over five years. Five-year ROI reaches 144.86% and total cumulative return in cash records $81,590. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,387/mo property income covering a $832/mo payment rather than investor’s personal income.
Manufactured
Built in 2000
3.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38221, Big Sandy, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,881 (100%) |
| Owner Occupied HU | 1,194 (63.5%) |
| Renter Occupied HU | 250 (13.3%) |
| Vacant Housing Units | 437 (23.2%) |
| Median Home Value | $159,551 |
| Average Home Value | $268,545 |
Housing Distribution
Address Breakdown
Residential
1,626
Single Family
1,626
Multi-Family
0
Businesses
49
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