142 S Franklin StFort BraggCA95437
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 142 S Franklin St, Fort Bragg, CA, 95437 in Fort Bragg earns a 8.19% gross yield at $795,000. Rent of $5,426/mo nets $508/mo after the $3,575/mo mortgage. The 1.52 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $219,644 and $7,322/yr in equity accumulation project a total cumulative return of $334,149.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 8.0% |
| Monthly Cash Flow | $508 | $1,500 |
City averages based on Fort Bragg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,426 |
| Total Monthly Debt Service | $4,602 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1931
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95437, Fort Bragg, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,111 (100%) |
| Owner Occupied HU | 3,580 (50.3%) |
| Renter Occupied HU | 2,593 (36.5%) |
| Vacant Housing Units | 938 (13.2%) |
| Median Home Value | $613,920 |
| Average Home Value | $695,865 |
Housing Distribution
Address Breakdown
Residential
6,239
Single Family
5,833
Multi-Family
406
Businesses
855
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1931
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95437, Fort Bragg, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,111 (100%) |
| Owner Occupied HU | 3,580 (50.3%) |
| Renter Occupied HU | 2,593 (36.5%) |
| Vacant Housing Units | 938 (13.2%) |
| Median Home Value | $613,920 |
| Average Home Value | $695,865 |
Housing Distribution
Address Breakdown
Residential
6,239
Single Family
5,833
Multi-Family
406
Businesses
855
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Greg Burke • Mendo Sotheby's International Realty
Mls Name: CRMLS
Mls ID: #C1-11123