142 Oregon LnKimberling CityMO65686
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.28% yield at 142 Oregon Ln, Kimberling City, MO, 65686 in Kimberling City is solid, but the $1,147/mo payment compresses net cash flow to $71/mo at $255,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $70,452 by year five, and $2,349/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.53) without U.S. income documentation. Total projected return: $101,699.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $71 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,759 |
| Total Monthly Debt Service | $1,587 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.49 Acres lot
$N/A/sqft
$1,200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65686, Kimberling City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,481 (100%) |
| Owner Occupied HU | 1,882 (54.1%) |
| Renter Occupied HU | 335 ( 9.6%) |
| Vacant Housing Units | 1,264 (36.3%) |
| Median Home Value | $309,783 |
| Average Home Value | $402,632 |
Housing Distribution
Address Breakdown
Residential
2,587
Single Family
2,335
Multi-Family
252
Businesses
196
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.49 Acres lot
$N/A/sqft
$1,200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65686, Kimberling City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,481 (100%) |
| Owner Occupied HU | 1,882 (54.1%) |
| Renter Occupied HU | 335 ( 9.6%) |
| Vacant Housing Units | 1,264 (36.3%) |
| Median Home Value | $309,783 |
| Average Home Value | $402,632 |
Housing Distribution
Address Breakdown
Residential
2,587
Single Family
2,335
Multi-Family
252
Businesses
196
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ronnie McHaffie • United Country VIP Realty
Mls Name: MARIS
Mls Provider:
Mls ID: #25023037
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