142 Northfork DrAhsahkaID83520
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play142 Northfork Dr, Ahsahka, ID, 83520 in Ahsahka is priced for appreciation, not yield. Rental yield 5.05%. At $349,000 with a 5.05% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $96,422 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.94) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $97,118.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 6.2% |
| Monthly Cash Flow | $(538) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,470 |
| Total Monthly Debt Service | $1,869 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1905
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83520, Ahsahka, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 91 (100%) |
| Owner Occupied HU | 56 (61.5%) |
| Renter Occupied HU | 12 (13.2%) |
| Vacant Housing Units | 23 (25.3%) |
| Median Home Value | $373,333 |
| Average Home Value | $501,830 |
Housing Distribution
Address Breakdown
Residential
61
Single Family
61
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1905
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83520, Ahsahka, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 91 (100%) |
| Owner Occupied HU | 56 (61.5%) |
| Renter Occupied HU | 12 (13.2%) |
| Vacant Housing Units | 23 (25.3%) |
| Median Home Value | $373,333 |
| Average Home Value | $501,830 |
Housing Distribution
Address Breakdown
Residential
61
Single Family
61
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices