142 Jefferson StMontgomeryIL60538








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Montgomery at 142 Jefferson St, Montgomery, IL, 60538 at $329,000 posts ROI 22.53% with $238/mo cash flow from $2,520/mo rent. Total monthly income equals $2,520/mo, and annual cash flow records $2,859/yr on $109,064 to close. Return on cash invested measures 22.53% and rental yield reads 9.19% at the current $329,000. Equity gained on principal adds $2,123/yr, and 5% annual appreciation supports $90,897 by year five. Five-year ROI prints 117.9% and total cumulative return in cash totals $128,589.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $2,520/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1920
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60538, Montgomery, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,298 (100%) |
| Owner Occupied HU | 8,095 (78.6%) |
| Renter Occupied HU | 1,961 (19.0%) |
| Vacant Housing Units | 242 ( 2.3%) |
| Median Home Value | $261,970 |
| Average Home Value | $273,612 |
Housing Distribution
Address Breakdown
Residential
10,214
Single Family
9,940
Multi-Family
274
Businesses
424
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Nearby investment properties with comparable prices



Listed by: Jenaro Yasit Y Terrazas • Smart Home Realty
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12540587








