142 Autumn Trail WayWaverly HallGA31831
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 142 Autumn Trail Way, Waverly Hall, GA, 31831 in Waverly Hall at $400,000 earns $2,503/mo in rent and nets $69/mo after the $1,799/mo payment, a 7.51% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $110,513 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $3,684/yr in principal paydown, total projected return reaches $155,914.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.0% |
| Monthly Cash Flow | $69 | $300 |
City averages based on Waverly Hall market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,503 |
| Total Monthly Debt Service | $2,275 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
1.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31831, Waverly Hall, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,645 (100%) |
| Owner Occupied HU | 1,254 (76.2%) |
| Renter Occupied HU | 234 (14.2%) |
| Vacant Housing Units | 157 ( 9.5%) |
| Median Home Value | $315,079 |
| Average Home Value | $397,835 |
Housing Distribution
Address Breakdown
Residential
1,469
Single Family
1,469
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
1.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31831, Waverly Hall, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,645 (100%) |
| Owner Occupied HU | 1,254 (76.2%) |
| Renter Occupied HU | 234 (14.2%) |
| Vacant Housing Units | 157 ( 9.5%) |
| Median Home Value | $315,079 |
| Average Home Value | $397,835 |
Housing Distribution
Address Breakdown
Residential
1,469
Single Family
1,469
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mary Etchison • Coldwell Banker / Kennon, Parker, Duncan & Davis
Mls Name: CBORGA
Mls ID: #226563