142 Abbott RoadAlbionME04910
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 142 Abbott Road, Albion, ME, 04910 in Albion. Priced at $379,900, it generates $3,238/mo in gross rent and $840/mo in net monthly cash flow, a 10.23% yield that comfortably supports the 1.90 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,080. Five-year appreciation: $104,959. Equity from principal paydown: $3,499/yr. Total projected cumulative return: $198,357.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $840 | $300 |
City averages based on Albion market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,238 |
| Total Monthly Debt Service | $2,246 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
2.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04910, Albion, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 985 (100%) |
| Owner Occupied HU | 743 (75.4%) |
| Renter Occupied HU | 140 (14.2%) |
| Vacant Housing Units | 102 (10.4%) |
| Median Home Value | $226,458 |
| Average Home Value | $249,583 |
Housing Distribution
Address Breakdown
Residential
814
Single Family
798
Multi-Family
16
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
2.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04910, Albion, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 985 (100%) |
| Owner Occupied HU | 743 (75.4%) |
| Renter Occupied HU | 140 (14.2%) |
| Vacant Housing Units | 102 (10.4%) |
| Median Home Value | $226,458 |
| Average Home Value | $249,583 |
Housing Distribution
Address Breakdown
Residential
814
Single Family
798
Multi-Family
16
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices