14196 Cuddy Loop APT 304WoodbridgeVA22193
INVESTMENT ANALYSIS
Investment Verdict
Solid Income14196 Cuddy Loop APT 304, Woodbridge, VA, 22193 in Woodbridge is a solid income-producing rental, 9.94% gross yield, $2,693/mo rent, $221/mo net cash flow on a $325,000 buy. DSCR 1.84 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $89,792 and $2,993/yr in principal reduction project a total cumulative return of $171,234.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.8% |
| Monthly Cash Flow | $221 | $285 |
City averages based on Woodbridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,693 |
| Total Monthly Debt Service | $1,813 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1996
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22193, Woodbridge, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,258 (100%) |
| Owner Occupied HU | 20,214 (80.0%) |
| Renter Occupied HU | 4,725 (18.7%) |
| Vacant Housing Units | 319 ( 1.3%) |
| Median Home Value | $494,290 |
| Average Home Value | $572,899 |
Housing Distribution
Address Breakdown
Residential
24,852
Single Family
22,870
Multi-Family
1,982
Businesses
530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1996
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22193, Woodbridge, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,258 (100%) |
| Owner Occupied HU | 20,214 (80.0%) |
| Renter Occupied HU | 4,725 (18.7%) |
| Vacant Housing Units | 319 ( 1.3%) |
| Median Home Value | $494,290 |
| Average Home Value | $572,899 |
Housing Distribution
Address Breakdown
Residential
24,852
Single Family
22,870
Multi-Family
1,982
Businesses
530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tyam Shahbazi • Pearson Smith Realty, LLC
Mls Name: Bright MLS
Mls ID: #VAPW2110772