14183 Gale DrVictorvilleCA92394
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 14183 Gale Dr, Victorville, CA, 92394 in Victorville. At $385,000 it earns $2,653/mo in rent and distributes $272/mo to the owner after the $1,731/mo payment, a consistent 8.27% yield. DSCR 1.53 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $106,368 in value; $3,546/yr in principal paydown compounds ownership stake. Total projected return: $163,456.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.8% |
| Monthly Cash Flow | $272 | $1,250 |
City averages based on Victorville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,653 |
| Total Monthly Debt Service | $2,229 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
4,070 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92394, Victorville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,322 (100%) |
| Owner Occupied HU | 6,644 (58.7%) |
| Renter Occupied HU | 4,212 (37.2%) |
| Vacant Housing Units | 466 ( 4.1%) |
| Median Home Value | $372,833 |
| Average Home Value | $391,726 |
Housing Distribution
Address Breakdown
Residential
10,525
Single Family
10,289
Multi-Family
236
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
4,070 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92394, Victorville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,322 (100%) |
| Owner Occupied HU | 6,644 (58.7%) |
| Renter Occupied HU | 4,212 (37.2%) |
| Vacant Housing Units | 466 ( 4.1%) |
| Median Home Value | $372,833 |
| Average Home Value | $391,726 |
Housing Distribution
Address Breakdown
Residential
10,525
Single Family
10,289
Multi-Family
236
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stacy McQueen • FIRST TEAM REAL ESTATE
Mls Name: CRMLS
Mls ID: #CV25156964