14178 Marc DrPine GroveCA95665
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 14178 Marc Dr, Pine Grove, CA, 95665 in Pine Grove. At $368,900 it earns $2,776/mo in rent and distributes $494/mo to the owner after the $1,659/mo payment, a consistent 9.03% yield. DSCR 1.67 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $101,920 in value; $3,398/yr in principal paydown compounds ownership stake. Total projected return: $171,681.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $494 | $1,500 |
City averages based on Pine Grove market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,776 |
| Total Monthly Debt Service | $2,135 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95665, Pine Grove, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,321 (100%) |
| Owner Occupied HU | 1,695 (73.0%) |
| Renter Occupied HU | 349 (15.0%) |
| Vacant Housing Units | 277 (11.9%) |
| Median Home Value | $493,959 |
| Average Home Value | $531,168 |
Housing Distribution
Address Breakdown
Residential
1,815
Single Family
1,815
Multi-Family
0
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95665, Pine Grove, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,321 (100%) |
| Owner Occupied HU | 1,695 (73.0%) |
| Renter Occupied HU | 349 (15.0%) |
| Vacant Housing Units | 277 (11.9%) |
| Median Home Value | $493,959 |
| Average Home Value | $531,168 |
Housing Distribution
Address Breakdown
Residential
1,815
Single Family
1,815
Multi-Family
0
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jamie Pingree • eXp Realty of Northern CA
Mls Name: MetroList Services of CA
Mls ID: #225135116