14144 Indian Springs Rd, Penn Valley, CA, 95946 | $2,295/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Penn Valley at 14144 Indian Springs Rd, Penn Valley, CA, 95946 priced at $579,900 converts $5,882/mo rent into $2,295/mo cash flow after a $2,838/mo obligation. Total monthly income equals $5,882/mo, and annual cash flow totals $27,540/yr on $190,787 invested. Return on cash invested prints 34.49% in year one, and rental yield reads 12.17% against a $579,900 entry. Equity gained on principal adds $3,742/yr, while 5% annual appreciation compiles into $160,216 by year five. Five-year ROI reaches 181.01% and total cumulative return in cash sums $345,349. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $5,882/mo property income covering a $2,838/mo payment, not borrower’s personal income.

Single Family

Built in 1985

5 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95946, Penn Valley, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,670 (100%)
Owner Occupied HU	3,429 (73.4%)
Renter Occupied HU	659 (14.1%)
Vacant Housing Units	582 (12.5%)
Median Home Value	$637,879
Average Home Value	$722,717