1414 W Shorb StAlhambraCA91803
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1414 W Shorb St, Alhambra, CA, 91803 in Alhambra is capital appreciation. Rental yield 4.38%. The 4.38% gross yield at $1,088,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $300,594 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.81) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $234,931.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 5.2% |
| Monthly Cash Flow | $(2,761) | $1,500 |
City averages based on Alhambra market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,970 |
| Total Monthly Debt Service | $6,298 |
| DSCR Ratio | 0.63x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1922
5,020 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91803, Alhambra, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,078 (100%) |
| Owner Occupied HU | 4,773 (47.4%) |
| Renter Occupied HU | 4,979 (49.4%) |
| Vacant Housing Units | 326 ( 3.2%) |
| Median Home Value | $871,266 |
| Average Home Value | $929,972 |
Housing Distribution
Address Breakdown
Residential
10,365
Single Family
7,737
Multi-Family
2,628
Businesses
1,063
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1922
5,020 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91803, Alhambra, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,078 (100%) |
| Owner Occupied HU | 4,773 (47.4%) |
| Renter Occupied HU | 4,979 (49.4%) |
| Vacant Housing Units | 326 ( 3.2%) |
| Median Home Value | $871,266 |
| Average Home Value | $929,972 |
Housing Distribution
Address Breakdown
Residential
10,365
Single Family
7,737
Multi-Family
2,628
Businesses
1,063
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #DW26072431