1414 Turlock LnSan JoseCA95132
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 1414 Turlock Ln, San Jose, CA, 95132 in San Jose. Rental yield 3.49%. At $1,958,000 with 3.49% gross yield, current distributions are modest, but the 5% appreciation rate projects $540,959 in new equity by year five, complemented by $18,033/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.65) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $329,636.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 6.0% |
| Monthly Cash Flow | $(6,415) | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,698 |
| Total Monthly Debt Service | $11,333 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
5,700 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95132, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,983 (100%) |
| Owner Occupied HU | 8,140 (67.9%) |
| Renter Occupied HU | 3,498 (29.2%) |
| Vacant Housing Units | 345 ( 2.9%) |
| Median Home Value | $1,313,557 |
| Average Home Value | $1,340,748 |
Housing Distribution
Address Breakdown
Residential
12,005
Single Family
11,429
Multi-Family
576
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
5,700 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95132, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,983 (100%) |
| Owner Occupied HU | 8,140 (67.9%) |
| Renter Occupied HU | 3,498 (29.2%) |
| Vacant Housing Units | 345 ( 2.9%) |
| Median Home Value | $1,313,557 |
| Average Home Value | $1,340,748 |
Housing Distribution
Address Breakdown
Residential
12,005
Single Family
11,429
Multi-Family
576
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSListings Inc
Mls ID: #ML82035985