14130 Rosemary Ln APT 4105LargoFL33774
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Largo rentals match the income profile of 14130 Rosemary Ln APT 4105, Largo, FL, 33774. Listed at $186,500, gross rent is $2,581/mo and net cash flow is $770/mo, a 16.61% yield well above national averages. DSCR 3.08 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $51,527 by year five with $1,718/yr in annual principal reduction, projecting $123,114 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.6% | 7.0% |
| Monthly Cash Flow | $770 | $1,500 |
City averages based on Largo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,581 |
| Total Monthly Debt Service | $1,737 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
N/A lot
$N/A/sqft
$505 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33774, Largo, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,111 (100%) |
| Owner Occupied HU | 6,154 (60.9%) |
| Renter Occupied HU | 2,348 (23.2%) |
| Vacant Housing Units | 1,609 (15.9%) |
| Median Home Value | $409,530 |
| Average Home Value | $467,189 |
Housing Distribution
Address Breakdown
Residential
9,233
Single Family
6,409
Multi-Family
2,824
Businesses
379
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
N/A lot
$N/A/sqft
$505 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33774, Largo, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,111 (100%) |
| Owner Occupied HU | 6,154 (60.9%) |
| Renter Occupied HU | 2,348 (23.2%) |
| Vacant Housing Units | 1,609 (15.9%) |
| Median Home Value | $409,530 |
| Average Home Value | $467,189 |
Housing Distribution
Address Breakdown
Residential
9,233
Single Family
6,409
Multi-Family
2,824
Businesses
379
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices