1413 S 2nd St, Temple, TX, 76504 | $261/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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1413 S 2nd St, Temple, TX, 76504 | $261/mo Cash Flow | Ziffy

For Sale

Motivated Seller

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at 1413 S 2nd St, Temple, TX, 76504 earns $261/mo cash flow from $1,320/mo rent with a $729/mo payment. Total monthly income totals $1,320/mo, and annual cash flow totals $3,131/yr on $49,360 capital. ROI tracks 26.25% on current figures, and rental yield reads 10.64% at a $148,900 purchase. Equity gained on principal adds $961/yr, and 5% annual appreciation supports $41,138 over five years. Five-year ROI reaches 138.08% and total cumulative return in cash sums $68,157. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,320/mo property income instead of your personal income.

Single Family

Built in 1913

5,985 sqft lot

$N/A/sqft

No HOA

More details about the property

Motivated Seller! Special rate is available to lock when using preferred lender. Ask me how! Save on your monthly payments for 2 YEARS with a Temporary Rate Buydown - covered entirely by JVM Lending! Welcome to 1413 S 2nd St, Temple, TX 76504! This charming single-family home is nestled in a quiet, established neighborhood just minutes from the heart of Temple. Step inside to discover a spacious layout with abundant natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinetry and flows seamlessly into the dining area, making meal times a breeze. Enjoy the comfort of generously sized bedrooms and a large backyardideal for summer barbecues, gardening, or simply unwinding after a long day. The property offers convenient off-street parking and mature shade trees that enhance its curb appeal. Located just a short drive from Baylor Scott & White Medical Center, Temple College, and the vibrant downtown area, youll have easy access to shopping, dining, and entertainment. Nearby businesses include H-E-B, Walmart Supercenter, and local favorites like Bird Creek Burger Co. and Meggs Caffee. Outdoor enthusiasts will appreciate proximity to Miller Park and the Temple Railroad & Heritage Museum. Dont miss your chance to own this delightful home in a prime Temple locationschedule your tour today! Information provided (measurements, schools, tax, etc) is deemed reliable, but is not guaranteed and should be independently verified by the buyer or the buyer's agent.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76504, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,346 (100%)
Owner Occupied HU	4,802 (36.0%)
Renter Occupied HU	7,272 (54.5%)
Vacant Housing Units	1,272 ( 9.5%)
Median Home Value	$208,864
Average Home Value	$274,573