1413 Burgundy WayGonzalesCA93926
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 1413 Burgundy Way, Gonzales, CA, 93926 in Gonzales. At $839,000 it earns $5,561/mo in rent and distributes $371/mo to the owner after the $3,773/mo payment, a consistent 7.95% yield. DSCR 1.47 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $231,800 in value; $7,727/yr in principal paydown compounds ownership stake. Total projected return: $341,998.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 7.0% |
| Monthly Cash Flow | $371 | $800 |
City averages based on Gonzales market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,561 |
| Total Monthly Debt Service | $4,856 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93926, Gonzales, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,271 (100%) |
| Owner Occupied HU | 1,182 (52.0%) |
| Renter Occupied HU | 1,012 (44.6%) |
| Vacant Housing Units | 77 ( 3.4%) |
| Median Home Value | $670,693 |
| Average Home Value | $708,118 |
Housing Distribution
Address Breakdown
Residential
900
Single Family
900
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93926, Gonzales, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,271 (100%) |
| Owner Occupied HU | 1,182 (52.0%) |
| Renter Occupied HU | 1,012 (44.6%) |
| Vacant Housing Units | 77 ( 3.4%) |
| Median Home Value | $670,693 |
| Average Home Value | $708,118 |
Housing Distribution
Address Breakdown
Residential
900
Single Family
900
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSListings Inc
Mls ID: #ML82043919