14125 Gary Babin RdSaint AmantLA70774
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 14125 Gary Babin Rd, Saint Amant, LA, 70774 in Saint Amant is narrow, $95/mo net on $1,421/mo rent after the $957/mo debt service, but the property operates at break-even-plus, not a loss. At $212,900 with a 8.01% yield, the long-run equity case via 5% appreciation ($58,820 over five years) and $1,961/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.48 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $87,371.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 7.2% |
| Monthly Cash Flow | $95 | $1,100 |
City averages based on Saint Amant market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,421 |
| Total Monthly Debt Service | $1,234 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2015
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70774, Saint Amant, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,404 (100%) |
| Owner Occupied HU | 3,408 (77.4%) |
| Renter Occupied HU | 559 (12.7%) |
| Vacant Housing Units | 437 ( 9.9%) |
| Median Home Value | $313,739 |
| Average Home Value | $344,748 |
Housing Distribution
Address Breakdown
Residential
4,221
Single Family
4,221
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2015
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70774, Saint Amant, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,404 (100%) |
| Owner Occupied HU | 3,408 (77.4%) |
| Renter Occupied HU | 559 (12.7%) |
| Vacant Housing Units | 437 ( 9.9%) |
| Median Home Value | $313,739 |
| Average Home Value | $344,748 |
Housing Distribution
Address Breakdown
Residential
4,221
Single Family
4,221
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michele Pourciau • LPT Realty, LLC
Mls Name: ROAM MLS
Mls Provider:
Mls ID: #2024021909
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 ROAM MLS.