14121 Ritchie Rd, Cascade, MD, 21719 | 6.49% Rental Yield

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Price: $300K - 500K

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14121 Ritchie Rd, Cascade, MD, 21719 | 6.49% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,299/mo, and a $2,080/mo payment. Purchase price stands at $424,900, and rental yield measures 6.49% with $2,299/mo rent. Return on cash invested shows 16.98% in year one, and 5% annual appreciation builds toward $117,392 over five years. Five-year ROI reaches 87.19% and total cumulative return in cash records $122,817. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,299/mo property income covering a $2,080/mo payment rather than investor’s personal income.

Single Family

Built in 1968

1.08 Acres lot

$N/A/sqft

No HOA

More details about the property

Beautifully renovated 3 bedroom, 3 full bath home on 1 acre across from the Fort Ritchie community. The main level offers 2 bedrooms, 2 full baths, a spacious living room and dining area, a laundry area, and an updated kitchen featuring quartz countertops, a large island, and stainless steel appliances. A bright front enclosed porch and a back deck provide great spaces to relax or entertain while enjoying the peaceful setting and beautiful views. The upper level includes a private bedroom and full bath, while the partially finished basement offers additional living space or storage. Two fireplaces add charm, and a newer HVAC system provides comfort and efficiency. One of the highlights of this property is the brand new, oversized 3-car detached garage with electric, perfect for vehicles, storage, or a workshop. This home is a must-see with its modern updates and functional layout in a convenient Cascade location.