1412 Westpark AveVictoriaTX77905
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1412 Westpark Ave, Victoria, TX, 77905 in Victoria earns a 9.56% gross yield at $535,000. Rent of $4,261/mo nets $457/mo after the $2,406/mo mortgage. The 1.77 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $147,811 and $4,927/yr in equity accumulation project a total cumulative return of $234,408.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $457 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,261 |
| Total Monthly Debt Service | $3,592 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
2.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77905, Victoria, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,272 (100%) |
| Owner Occupied HU | 5,510 (75.8%) |
| Renter Occupied HU | 1,038 (14.3%) |
| Vacant Housing Units | 724 ( 10.0%) |
| Median Home Value | $265,061 |
| Average Home Value | $283,069 |
Housing Distribution
Address Breakdown
Residential
6,244
Single Family
6,244
Multi-Family
0
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
2.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77905, Victoria, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,272 (100%) |
| Owner Occupied HU | 5,510 (75.8%) |
| Renter Occupied HU | 1,038 (14.3%) |
| Vacant Housing Units | 724 ( 10.0%) |
| Median Home Value | $265,061 |
| Average Home Value | $283,069 |
Housing Distribution
Address Breakdown
Residential
6,244
Single Family
6,244
Multi-Family
0
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices