14112 Whitecap AveHudsonFL34667
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 14112 Whitecap Ave, Hudson, FL, 34667 in Hudson is narrow, $28/mo net on $1,617/mo rent after the $1,077/mo debt service, but the property operates at break-even-plus, not a loss. At $239,500 with a 8.1% yield, the long-run equity case via 5% appreciation ($66,169 over five years) and $2,206/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.50 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $93,070.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 7.0% |
| Monthly Cash Flow | $28 | $250 |
City averages based on Hudson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,617 |
| Total Monthly Debt Service | $1,494 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
5,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34667, Hudson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,702 (100%) |
| Owner Occupied HU | 12,994 (66.0%) |
| Renter Occupied HU | 3,579 (18.2%) |
| Vacant Housing Units | 3,129 (15.9%) |
| Median Home Value | $308,828 |
| Average Home Value | $357,821 |
Housing Distribution
Address Breakdown
Residential
17,828
Single Family
16,723
Multi-Family
1,105
Businesses
966
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
5,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34667, Hudson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,702 (100%) |
| Owner Occupied HU | 12,994 (66.0%) |
| Renter Occupied HU | 3,579 (18.2%) |
| Vacant Housing Units | 3,129 (15.9%) |
| Median Home Value | $308,828 |
| Average Home Value | $357,821 |
Housing Distribution
Address Breakdown
Residential
17,828
Single Family
16,723
Multi-Family
1,105
Businesses
966
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices