1411 Dick Lonas RdKnoxvilleTN37909
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1411 Dick Lonas Rd, Knoxville, TN, 37909 in Knoxville speaks for itself: 11% gross on a $275,000 price, generating $2,520/mo in rent and $874/mo in net income after the $1,237/mo debt service. DSCR 2.04, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,486 stacks alongside $75,977 in projected five-year appreciation and $2,533/yr in principal reduction. Projected total cumulative return: $160,239.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.5% |
| Monthly Cash Flow | $874 | $450 |
City averages based on Knoxville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $1,537 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37909, Knoxville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,723 (100%) |
| Owner Occupied HU | 3,390 (43.9%) |
| Renter Occupied HU | 3,940 (51.0%) |
| Vacant Housing Units | 393 ( 5.1%) |
| Median Home Value | $333,369 |
| Average Home Value | $373,386 |
Housing Distribution
Address Breakdown
Residential
7,681
Single Family
5,279
Multi-Family
2,402
Businesses
446
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37909, Knoxville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,723 (100%) |
| Owner Occupied HU | 3,390 (43.9%) |
| Renter Occupied HU | 3,940 (51.0%) |
| Vacant Housing Units | 393 ( 5.1%) |
| Median Home Value | $333,369 |
| Average Home Value | $373,386 |
Housing Distribution
Address Breakdown
Residential
7,681
Single Family
5,279
Multi-Family
2,402
Businesses
446
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices